Credit card fraud hits a new high
Data Used To Buy Air TicketsMateen Hafeez I TNN
Mumbai: Over 100 people have approached the cyber crime investigation cell (CCIC) of the Mumbai police in the last one month and complained that someone had used their credit card numbers to book air tickets they had never sought or got.
A Dahisar resident last week approached the cell saying he had received an intimation from his bank that Rs
1.5 lakh had been used from his credit card to buy air tickets. Interestingly, the limit on the credit card was just Rs 90,000.
“He had instructed the bank not to clear transactions of over Rs 80,000 without his permission but the bank officials ignored his request and cleared an amount far more than his limit,’’ said an officer.
Police said that in most of the cases the online tickets were booked with GoAir, Air Deccan and Kingfisher Airlines.
“The card details are mostly obtained from some restaurant, petrol pump or mall employees who swipe the card,’’ an officer added.
Last month, the D N Nagar police detected a case where a group of people booked air tickets on the internet using credit cards of card holders and later sold the tickets at a discount.
The accused, who had access to an individual’s card number, its expiry date and most importantly the VCC Code (the additional three digits at the end of the card number printed on the signature strip on back of card), logged on to websites of leading private airlines and used the details to book tickets. The airlines issue a confirmation, the printout of which can be exchanged for a boarding pass at the airport. The accused would then hang around at restaurants and bars and befriend frequent flyers. They would offer tickets at cheap rates and pocket the cash.
Though there are hundreds of such cases, the CCIC has been asked not to register the cases but send complainants to the concerned police stations. Sources said the cyber crime investigation cell officials have been asked “to just assist the police stations to solve a case’’.
The police have now directed the victims to report such cases to the police stations and take an acknowledgement copy from the police station and send it to the bank.
A few months ago, officials from the Bangalore cyber crime cell had arrested two persons from Vashi and seized 20-25 credit cards from them. The duo used to book tickets paying for them by credit card and collected money from ticket buyers in cash.
The Times of India, September 29, 2006